About Me
An Independent Broker, Working for You
No captive contracts, no sales quotas — just honest, personalized guidance on the retirement protection options that fit your life.
Why I Do This Work
I got into long-term care planning because I watched families get blindsided — not by illness itself, but by the financial devastation that followed. A parent needing memory care. A spouse requiring years of home health services. Retirement savings wiped out in months.
Most people assume Medicare will cover them. It won't — not for the kind of ongoing, custodial care that most of us will eventually need. By the time families realize that, their options are already limited.
My job is to make sure that doesn't happen to you. I work with clients in their 50s and older — while they're still healthy enough to qualify and premiums are still affordable — to put a plan in place before it's needed.
My Philosophy
Honest Over Salesy
I'll tell you when a product isn't right for your situation — even if that means you don't buy anything. My reputation depends on giving good advice, not closing deals.
Education First
You should understand exactly what you're buying and why. I take the time to explain every option in plain language before we ever talk about applications.
Long-Term Relationships
Retirement planning isn't a one-time transaction. I stay in touch as your situation changes, policies evolve, and new products come to market.
What I Bring to the Table
Independent Broker
Not captive to any single insurance company
LTC Specialist
Focused exclusively on retirement protection products
Multiple Carriers
Access to top-rated insurers including Nationwide, Mutual of Omaha, Thrivent, Brighthouse, Securian, Lincoln Financial, and more
No Cost to You
Broker compensation comes from the insurer, not you
Let's Have a Conversation
If you're in your 50s or 60s and haven't thought seriously about long-term care, now is the right time. Reach out — no pressure, no obligation.